Carrie Wenjing Xu (Past Speaker)

Carrie Xu is a Research Economist at the Vanguard Center for Investor Research. The Center conducts and sponsors research on investor behavior and decision-making. It also works to apply behavioral insights to real-world settings. The Center’s scope includes individual investors (whether direct, advised, or in defined contribution plans) and institutional investors. The Center’s work will be of interest to investors, advisers, consultants, employers, media, the research community, and policymakers. Ms. Xu’s personal research interests include behavioral, experimental, and labor economics. Ms. Xu focuses on the use of behavioral interventions in shaping investor decision-making. Ms. Xu’s current research evaluates the impacts of nudges on increasing retirement savings, leveraging Vanguard’s large-scale administrative and digital-behavior data. In addition, Ms. Xu conducts ongoing research to understand how framing techniques influence investors’ product choices, applying methods from multiple disciplines in social sciences. Ms. Xu received a joint Ph.D. degree in Economics and Information Science from the University of Michigan.